Credit card fraud is a theft offense. It’s the unlawful use, possession, or sale of a credit card, debit card, or gift card (also called financial transaction devices) with the intent to fraudulently obtain money, refunds, credit, services, or goods.
Simply being in possession of an account number belonging to someone else and having the intention of unlawfully using it will result in a credit card fraud charge against you.
Facing credit card fraud? Unhappy with your current credit card fraud attorney? Request a free consultation now.
Credit Card Fraud Charges
Michigan has several crimes that fall under credit card fraud, the most common crime being the actual stealing of a credit card or debit card from its owner.
In order to prove this crime, the prosecutor will have to prove:
- You intentionally stole or removed the card from its true owner; or
- You intentionally used a transaction device of another without permission to do so.
Additional crimes that fall under credit card fraud include possession of an altered transaction device, unlawful receipt of a transaction device with the intent to sell it, and the materially altering or forging a transaction device.
Credit Card Fraud Penalties
Credit card fraud is a felony that can result in large fines as well as a prison term of up to four years.
Your prison term can be increased if you have multiple fraud offenses or have past criminal acts on your record.
At The Law Offices of Barton Morris, our credit card fraud attorneys can protect your rights if you’ve been charged with this crime.
Backed by decades of experience, we have a comprehensive understanding of this state’s criminal laws.
You can trust us to provide you with the strong representation you need and deserve.
Facing credit card fraud charges? Unhappy with your current credit card fraud attorney? Request a free consultation now.